Share the basics
Tell us the property province, estimated value, existing mortgage balance, and the amount you’re exploring.
Home equity, made clearer
Make more room for what’s next.
Explore a home equity line of credit with a clear estimate, simple online steps, and a direct path to a real offer review.
Get offer Start with an estimate. No CRA check in this preview.
From 6.49% APR†Potential funding in as little as 5 days‡
† Subject to qualification, lender approval, and terms. ‡ Timing varies by application, property, location, and closing requirements; not guaranteed.
Plan with a clearer picture
Estimate a monthly payment
Your numbers, made simple
See an estimated monthly payment.
Adjust the amount and repayment view to explore a sample. This calculator uses 6.49% APR, the advertised starting rate, and is not a quote or approval.
Actual rates, payment amounts, minimum payments, fees, and repayment terms depend on the product and final offer. A HELOC may have different payment terms than the illustrative options shown.
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$5,000$500,000
Estimated monthly payment
$406
Illustration only. Actual payment depends on approved terms, balance, rate, and lender requirements. This estimate does not check eligibility or credit.
Continue to offer previewHow it works
A few clear steps, from estimate to next steps.
Start with a no-obligation estimate, then see what information a complete application may need.
See a preview
Review an indicative combined loan-to-value calculation and sample payment. It is not a credit decision or offer.
Complete verification
A live application would require secure identity, credit, income, and property verification with your consent.
Review the path forward
A connected customer portal can show your verified offer, conditions, signing steps, and funding status.
A clearer comparison
Compare the process, then compare the offer.
Lender terms and processes vary. Compare the total cost, rate type, fees, payment structure, redraw rules, and redemption or discharge terms before choosing any home equity product.
What to compare
Lendmax application preview
Bank or other lender
Payment clarity
Preview: Interactive estimate before a full application.
Other lenders: Ask how the payment is calculated and whether it can change.
Application steps
Preview: Simple property and amount details to begin.
Other lenders: Requirements differ by provider and borrower.
Speed to funding
Lendmax: Funding may be possible in as little as 5 days for eligible applications.
Other lenders: Timelines vary by lender, property, and closing requirements.
Final cost and terms
Lendmax: Review the formal APR, fees, payment rules, and conditions before accepting.
Other lenders: Compare the same details across every written offer.
This is a general process comparison, not a representation about any specific bank or lender. The offer preview on this page is not currently a live lending decision.
Homeowner feedback
Real reviews belong here.
We’ll show verified Google reviews once the correct Lendmax Business Profile is connected. No customer quotes or ratings are displayed until then.
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Authenticity firstTake the next step
Explore what your home equity could make possible.
Use the estimate above to explore sample payments. A secure CRA application and offer process isn’t connected on this page yet.
This website doesn’t collect application details or check credit. Rates, eligibility, loan terms, and funding timelines are subject to verification and lender approval.
Good to know
A few important details.
Does this preview check my credit?+
No. This preview does not connect to a credit bureau or CRA. Any real credit inquiry requires a connected provider and clear, explicit consent in a secure application.
Is 6.49% APR guaranteed?+
No. “From 6.49% APR” is a starting rate only. Actual pricing and eligibility depend on underwriting, property details, credit, product terms, and applicable fees.
Can funds be available in five days?+
Funding may be possible in as little as five days for eligible applications, but timing is not guaranteed and may depend on verification, property, location, and closing requirements.
What’s the difference between a HELOC and a home equity loan?+
A HELOC generally provides revolving access to available credit, while a home equity loan generally advances a lump sum. Availability, payment structure, rates, and terms depend on the specific product.